/* =========================================================================
   돈수다 — 보험·생활금융 커뮤니티
   디시 감성(정보 밀집형) + 가독성/시인성 최우선, 일반 사용자 친화 반응형
   ========================================================================= */
:root{
  --c-bg:#f3f4f6; --c-card:#fff; --c-line:#e5e7eb; --c-line2:#eef0f3;
  --c-ink:#1f2328; --c-ink2:#4b5563; --c-ink3:#9aa1ab;
  --c-brand:#2563eb; --c-brand-d:#1d4ed8; --c-brand-bg:#eef4ff;
  --c-accent:#ef4444; --c-hot:#f97316; --c-ok:#16a34a;
  --c-visited:#7b5ea7;
  --r:10px; --r-sm:7px;
  --fs:15px; --maxw:1080px;
  --sh:0 1px 2px rgba(16,24,40,.05),0 1px 3px rgba(16,24,40,.06);
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{
  margin:0;background:var(--c-bg);color:var(--c-ink);
  font-family:'Pretendard Variable',Pretendard,-apple-system,system-ui,'Segoe UI',sans-serif;
  font-size:var(--fs);line-height:1.6;-webkit-font-smoothing:antialiased;
  padding-bottom:env(safe-area-inset-bottom);
}
a{color:inherit;text-decoration:none}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 14px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99;border-radius:6px}

/* ── 헤더 ──────────────────────────────────────────────────────── */
.site-head{background:#fff;border-bottom:1px solid var(--c-line);position:sticky;top:0;z-index:40}
.head-inner{display:flex;align-items:center;gap:12px;height:60px}
.logo{display:flex;align-items:baseline;gap:7px;font-size:22px;white-space:nowrap}
.logo b{font-weight:800;letter-spacing:-.5px}
.logo__mark{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:8px;
  background:var(--c-brand);color:#fff;font-weight:800;font-size:18px;align-self:center}
.logo__tag{font-size:12px;color:var(--c-ink3);font-style:normal;font-weight:500}
.head-search{flex:1;display:flex;max-width:420px;margin-left:auto;
  border:1.5px solid var(--c-line);border-radius:999px;overflow:hidden;background:#fff;transition:border-color .15s}
.head-search:focus-within{border-color:var(--c-brand)}
.head-search input{flex:1;border:0;padding:9px 16px;font-size:14px;background:transparent;outline:none}
.head-search button{border:0;background:transparent;padding:0 14px;cursor:pointer;font-size:16px}
.head-write{white-space:nowrap}
.ham{display:none;flex-direction:column;gap:4px;background:none;border:0;padding:8px;cursor:pointer}
.ham span{width:20px;height:2px;background:var(--c-ink);border-radius:2px}

/* GNB(게시판 탭) */
.gnb{border-top:1px solid var(--c-line2);overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none}
.gnb::-webkit-scrollbar{display:none}
.gnb-inner{display:flex;gap:2px;white-space:nowrap}
.gnb__i{padding:11px 13px;font-size:14px;font-weight:600;color:var(--c-ink2);border-bottom:2.5px solid transparent}
.gnb__i:hover{color:var(--c-brand)}
.gnb__i.on{color:var(--c-brand);border-bottom-color:var(--c-brand)}

/* ── 레이아웃 ──────────────────────────────────────────────────── */
.main{padding:16px 14px 40px;display:grid;grid-template-columns:1fr 300px;gap:18px}
.main.full{display:block}
.col-main{min-width:0}
.side{display:flex;flex-direction:column;gap:14px}

.panel{background:var(--c-card);border:1px solid var(--c-line);border-radius:var(--r);box-shadow:var(--sh)}
.panel__h{display:flex;align-items:center;justify-content:space-between;padding:12px 14px;border-bottom:1px solid var(--c-line2)}
.panel__h b{font-size:15px;font-weight:800}
.panel__h a{font-size:12px;color:var(--c-ink3)}
.panel__h .hot{color:var(--c-hot)}

/* ── 게시판 헤더 ───────────────────────────────────────────────── */
.board-head{display:flex;align-items:flex-end;justify-content:space-between;gap:10px;margin-bottom:12px}
.board-head h1{margin:0;font-size:22px;font-weight:800;letter-spacing:-.5px}
.board-head p{margin:3px 0 0;color:var(--c-ink3);font-size:13px}

/* ── 글 목록 테이블 (데스크톱: 밀집형 / 모바일: 카드형) ─────────── */
.list{background:var(--c-card);border:1px solid var(--c-line);border-radius:var(--r);overflow:hidden;box-shadow:var(--sh)}
.list__row{display:grid;grid-template-columns:46px 1fr 168px 58px 46px 46px;align-items:center;
  gap:8px;padding:5px 12px;min-height:42px;border-bottom:1px solid var(--c-line2);font-size:14px}
.list__row:last-child{border-bottom:0}
.list__row:hover{background:#fafbfc}
.list__head{background:#f8f9fb;color:var(--c-ink3);font-size:12px;font-weight:700;height:38px}
.list__no{text-align:center;color:var(--c-ink3);font-size:13px;font-variant-numeric:tabular-nums}
.list__no.notice{background:var(--c-brand);color:#fff;border-radius:4px;font-size:11px;font-weight:800;padding:2px 0;width:38px;margin:0 auto;line-height:1.6}
.list__title{display:flex;align-items:center;gap:6px;min-width:0}
.list__title a{font-weight:500;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.list__title a:hover{text-decoration:underline;color:var(--c-brand)}
.list__title a:visited{color:var(--c-visited)}
.row-notice .list__title a{font-weight:800}
.cmt{color:var(--c-accent);font-weight:800;font-size:13px;flex:none}
.badge-cat{flex:none;font-size:11px;color:var(--c-brand);background:var(--c-brand-bg);
  padding:1px 7px;border-radius:999px;font-weight:700}
.new-dot{flex:none;width:14px;height:14px;background:var(--c-accent);color:#fff;border-radius:3px;
  font-size:9px;font-weight:800;display:inline-flex;align-items:center;justify-content:center}
/* 글쓴이 칸: Lv.숫자(좌) + 닉네임 + 칭호(우) + IP. 닉네임은 절대 잘리지 않게 wrap 허용. */
.list__writer{color:var(--c-ink2);font-size:12.5px;display:flex;flex-wrap:wrap;
  align-items:center;justify-content:center;gap:3px 4px;line-height:1.4;text-align:center}
.list__writer .iptag{color:var(--c-ink3);font-size:11px}
.list__writer .wn:hover,.cmt-i__w .wn:hover,.post__meta .wn:hover{text-decoration:underline}
/* 칭호(닉네임 우측) */
.lvt{font-size:11px;font-weight:700;color:var(--c-ink3);white-space:nowrap;vertical-align:middle}
/* 작성자 닉네임 등급별 색/굵기: 설계사=노란 볼드 / 로그인=검정 볼드 / 비로그인=검정 일반 */
.nick-anon{color:var(--c-ink);font-weight:400}
.nick-member{color:var(--c-ink);font-weight:800}
.nick-agent{color:#d99000;font-weight:800}
a.nick-agent:hover{color:#b87a00}
.nick-admin{color:#dc2626;font-weight:800}
a.nick-admin:hover{color:#b91c1c}
.admin-badge{display:inline-block;font-size:10.5px;font-weight:800;padding:1px 7px;border-radius:999px;
  background:#fee2e2;color:#b91c1c;border:1px solid #fca5a5;white-space:nowrap;vertical-align:middle}
/* 월간 활동 랭킹 태그(게임 칭호식 네모박스) */
.mtag{display:inline-block;font-size:10px;font-weight:800;padding:1px 6px;border-radius:5px;vertical-align:middle;white-space:nowrap;border:1px solid;letter-spacing:-.2px}
.mr1{background:#fff6d6;color:#9a6a00;border-color:#f0cf5a}
.mr2{background:#ffe9df;color:#c2410c;border-color:#fdba74}
.mr3{background:#eef1ff;color:#4f46e5;border-color:#c3cbfb}
.mr4{background:#e7f8f1;color:#0d8a5f;border-color:#a7e8cf}
/* 헤더 로그아웃 */
.head-logout{font-size:12px;color:var(--c-ink3);white-space:nowrap;padding:5px 9px;border:1px solid var(--c-line);border-radius:8px;flex:none}
.head-logout:hover{border-color:var(--c-brand);color:var(--c-brand);text-decoration:none}
.head-admin{font-size:12px;font-weight:700;color:#b91c1c;white-space:nowrap;padding:5px 9px;border:1px solid #fca5a5;background:#fef2f2;border-radius:8px;flex:none}
.head-admin:hover{background:#fee2e2;text-decoration:none}
.head-help{font-size:12px;font-weight:700;color:#a6760a;white-space:nowrap;padding:5px 9px;border:1px solid #f0d486;background:#fff8e6;border-radius:8px;flex:none}
.head-help:hover{background:#fff2cc;text-decoration:none}
@media (max-width:600px){ .head-logout,.head-admin,.head-help{display:none} }
.agent-badge{display:inline-block;font-size:10.5px;font-weight:800;padding:1px 7px;border-radius:6px;
  background:#fff4d6;color:#a6760a;border:1px solid #f0d486;white-space:nowrap;vertical-align:middle}
/* 스팸방지 캡차 */
.captcha-box{display:flex;align-items:center;gap:8px;background:#f6f8fb;border:1px solid var(--c-line);
  border-radius:10px;padding:9px 12px;margin:0 0 12px;font-size:13.5px;color:var(--c-ink2);flex-wrap:wrap}
.captcha-box b{color:var(--c-ink);font-variant-numeric:tabular-nums}
.captcha-box input{width:90px;padding:7px 10px;border:1px solid var(--c-line);border-radius:8px;font:inherit}
/* 광고 심의필 캡션(글/댓글 하단, 본문 방해 없이) */
.ad-review{margin:10px 0 2px;padding:9px 12px;background:#f8f9fb;border:1px solid var(--c-line);border-radius:8px;font-size:11.5px;color:var(--c-ink3);line-height:1.65}
.ad-review__tag{display:inline-block;font-size:11px;color:#b87a00;background:#fff6e0;border:1px solid #f0dca6;border-radius:5px;padding:1px 6px;margin-bottom:3px}
.ad-review__l{display:block}
.ad-review__note{display:block;opacity:.82;margin-top:3px}
.rev-guide{font-size:12px;color:var(--c-ink2);background:#fff8ec;border:1px solid #f0dca6;border-radius:8px;padding:8px 11px;margin:2px 0 8px;line-height:1.55}
/* 작성폼 심의 토글(설계사) */
.rev-toggle{position:absolute;left:-9999px;opacity:0}
.rev-check{display:inline-flex;align-items:center;gap:6px;cursor:pointer;font-size:12.5px;color:var(--c-ink2);border:1px solid var(--c-line);border-radius:8px;padding:7px 11px;margin:2px 0 8px;user-select:none}
.rev-check::before{content:"☐";font-size:14px}
.rev-toggle:checked ~ .rev-check::before{content:"☑"}
.rev-toggle:checked ~ .rev-check{border-color:var(--c-brand);color:var(--c-brand);background:var(--c-brand-bg)}
.rev-fields{display:none;gap:8px;margin:0 0 10px;flex-wrap:wrap}
.rev-toggle:checked ~ .rev-fields{display:flex}
.rev-fields input{flex:1;min-width:150px;padding:9px 11px;border:1px solid var(--c-line);border-radius:8px;font:inherit;font-size:14px}
.list__date,.list__views,.list__likes{text-align:center;color:var(--c-ink3);font-size:12px;font-variant-numeric:tabular-nums}
.list__likes{color:var(--c-accent);font-weight:700}
.list__empty{padding:60px 20px;text-align:center;color:var(--c-ink3)}

/* 모바일 카드 보조정보 숨김용 */
.m-meta{display:none}

/* ── 베스트/인기 사이드 위젯 ──────────────────────────────────── */
.rank{padding:6px 0}
.rank__i{display:flex;gap:9px;align-items:center;padding:7px 14px}
.rank__i:hover{background:#fafbfc}
.rank__n{flex:none;width:20px;text-align:center;font-weight:800;color:var(--c-ink3);font-size:13px}
.rank__i:nth-child(-n+3) .rank__n{color:var(--c-accent)}
.rank__t{flex:1;min-width:0;font-size:13.5px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.rank__c{flex:none;color:var(--c-accent);font-weight:700;font-size:12px}

.board-card{padding:10px 6px}
.board-card a{display:block;padding:8px 10px;border-radius:8px}
.board-card a:hover{background:var(--c-brand-bg)}
.board-card b{font-weight:700;font-size:14px}
.board-card small{display:block;color:var(--c-ink3);font-size:12px;margin-top:1px}

/* ── 본문(글 상세) ─────────────────────────────────────────────── */
.post{background:var(--c-card);border:1px solid var(--c-line);border-radius:var(--r);box-shadow:var(--sh);overflow:hidden}
.post__head{padding:16px 18px 12px;border-bottom:1px solid var(--c-line2)}
.post__cat{font-size:12px;color:var(--c-brand);font-weight:700}
.post__title{margin:6px 0 10px;font-size:21px;font-weight:800;line-height:1.4;letter-spacing:-.4px}
.post__meta{display:flex;flex-wrap:wrap;gap:6px 14px;color:var(--c-ink3);font-size:13px;align-items:center}
.post__meta .w{color:var(--c-ink2);font-weight:700}
.post__body{padding:20px 18px;font-size:16px;line-height:1.85;word-break:break-word;min-height:120px}
.post__body a{color:var(--c-brand);text-decoration:underline}
.post__vote{display:flex;justify-content:center;gap:12px;padding:6px 0 22px}
.vote-btn{display:flex;flex-direction:column;align-items:center;gap:3px;min-width:74px;padding:10px 4px;
  border:1.5px solid var(--c-line);border-radius:var(--r);background:#fff;cursor:pointer;font-size:13px;color:var(--c-ink2);transition:.12s}
.vote-btn b{font-size:18px}
.vote-btn.up:hover{border-color:var(--c-accent);color:var(--c-accent)}
.vote-btn.down:hover{border-color:var(--c-ink2);color:var(--c-ink)}
.post__foot{display:flex;justify-content:space-between;gap:8px;padding:12px 18px;border-top:1px solid var(--c-line2);flex-wrap:wrap}
.post__foot .left{display:flex;gap:8px}

/* ── 댓글 ──────────────────────────────────────────────────────── */
.cmts{margin-top:18px;background:var(--c-card);border:1px solid var(--c-line);border-radius:var(--r);box-shadow:var(--sh);overflow:hidden}
.cmts__h{padding:13px 16px;border-bottom:1px solid var(--c-line2);font-weight:800}
.cmts__h b{color:var(--c-accent)}
.cmt-i{padding:13px 16px;border-bottom:1px solid var(--c-line2)}
.cmt-i:last-of-type{border-bottom:0}
.cmt-i__top{display:flex;align-items:center;gap:8px;margin-bottom:4px;font-size:13px}
.cmt-i__w{font-weight:700;color:var(--c-ink2)}
.cmt-i__ip{color:var(--c-ink3);font-size:11px}
.cmt-i__t{color:var(--c-ink3);font-size:12px;margin-left:auto}
.cmt-i__body{font-size:14.5px;line-height:1.7;white-space:pre-wrap;word-break:break-word}
.cmt-i__del{background:none;border:0;color:var(--c-ink3);font-size:12px;cursor:pointer;padding:2px 4px}
.cmt-i__del:hover{color:var(--c-accent)}
/* 댓글 스레드(대댓글) */
.cmt-thread{border-bottom:1px solid var(--c-line2)}
.cmt-thread:last-of-type{border-bottom:0}
.cmt-thread .cmt-i{border-bottom:0}
.cmt-i.cmt-child{margin-left:24px;background:#fafbfc;border-left:3px solid var(--c-line);padding-top:10px;padding-bottom:10px}
.cmt-i.cmt-child .reply-arrow{color:var(--c-ink3);font-weight:800;margin-right:3px}
.reply-box{margin:2px 0 12px 24px}
.reply-box>summary{display:inline-block;cursor:pointer;font-size:12px;color:var(--c-ink3);list-style:none;padding:3px 8px;border:1px solid var(--c-line);border-radius:999px}
.reply-box>summary::-webkit-details-marker{display:none}
.reply-box>summary:hover{color:var(--c-brand);border-color:var(--c-brand)}
.reply-box[open]>summary{color:var(--c-brand)}
.reply-form{margin-top:8px}

/* ── 폼 (글쓰기/댓글) ──────────────────────────────────────────── */
.cmt-form{padding:14px 16px;background:#fafbfc;border-top:1px solid var(--c-line2)}
.cmt-form .ids{display:flex;gap:8px;margin-bottom:8px}
.cmt-form .ids input{flex:1}
.field{display:block;margin-bottom:14px}
.field>span{display:block;font-size:13px;font-weight:700;color:var(--c-ink2);margin-bottom:6px}
.field .req{color:var(--c-accent)}
input[type=text],input[type=search],input[type=password],input[type=number],textarea,select{
  width:100%;border:1.5px solid var(--c-line);border-radius:var(--r-sm);padding:11px 12px;font:inherit;
  background:#fff;outline:none;transition:border-color .15s}
input:focus,textarea:focus,select:focus{border-color:var(--c-brand)}
textarea{resize:vertical;min-height:120px;line-height:1.7}
.write-form{background:var(--c-card);border:1px solid var(--c-line);border-radius:var(--r);padding:18px;box-shadow:var(--sh)}
.write-form textarea{min-height:280px;font-size:15.5px}
.row2{display:grid;grid-template-columns:1fr 1fr 1fr;gap:10px}
.cnt{float:right;color:var(--c-ink3);font-weight:500;font-size:12px}
.help{margin:6px 0 0;font-size:12px;color:var(--c-ink3)}

/* 비로그인 안내 박스 */
.anon-tip{background:var(--c-brand-bg);border:1px solid #d6e4ff;border-radius:var(--r-sm);
  padding:10px 12px;font-size:12.5px;color:#3055b3;margin-bottom:14px}

/* ── 버튼 ──────────────────────────────────────────────────────── */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:5px;cursor:pointer;
  border:1.5px solid var(--c-line);background:#fff;color:var(--c-ink);
  padding:9px 16px;border-radius:var(--r-sm);font:inherit;font-weight:700;font-size:14px;transition:.12s}
.btn:hover{background:#f7f8fa}
.btn--primary{background:var(--c-brand);border-color:var(--c-brand);color:#fff}
.btn--primary:hover{background:var(--c-brand-d)}
.btn--write{background:var(--c-brand);border-color:var(--c-brand);color:#fff}
.btn--write:hover{background:var(--c-brand-d)}
.btn--ghost{color:var(--c-ink2)}
.btn--lg{padding:12px 22px;font-size:15px}
.btn--sm{padding:6px 12px;font-size:13px}
.btn--danger{color:var(--c-accent);border-color:#f3c2c2}
.btn--danger:hover{background:#fff1f1}
.btn-row{display:flex;justify-content:space-between;gap:10px;margin-top:18px}

/* ── 페이지네이션 ──────────────────────────────────────────────── */
.pager{display:flex;justify-content:center;gap:4px;margin:18px 0;flex-wrap:wrap}
.pager a,.pager span{min-width:36px;height:36px;display:inline-flex;align-items:center;justify-content:center;
  border:1px solid var(--c-line);border-radius:7px;background:#fff;font-size:14px;color:var(--c-ink2)}
.pager a:hover{border-color:var(--c-brand);color:var(--c-brand)}
.pager .on{background:var(--c-brand);border-color:var(--c-brand);color:#fff;font-weight:700}

/* 글쓰기 버튼 바 */
.list-tools{display:flex;justify-content:space-between;align-items:center;margin:12px 0}
.list-tools .cnt-total{color:var(--c-ink3);font-size:13px}

/* ── 푸터 ──────────────────────────────────────────────────────── */
.site-foot{background:#fff;border-top:1px solid var(--c-line);margin-top:30px;padding:22px 0 40px}
.foot-links{display:flex;gap:16px;font-weight:700;font-size:14px;margin:0 0 10px}
.foot-links a:hover{color:var(--c-brand)}
.foot-legal{color:var(--c-ink3);font-size:12px;line-height:1.7;margin:0 0 8px;max-width:760px}
.foot-copy{color:var(--c-ink3);font-size:12px;margin:0}

/* ── 모바일 FAB ────────────────────────────────────────────────── */
.fab-write{display:none;position:fixed;right:16px;bottom:calc(18px + env(safe-area-inset-bottom));z-index:30;
  width:54px;height:54px;border-radius:50%;background:var(--c-brand);color:#fff;align-items:center;justify-content:center;
  font-size:22px;box-shadow:0 6px 18px rgba(37,99,235,.4)}

/* ── 드로어 ────────────────────────────────────────────────────── */
.drawer{position:fixed;inset:0;z-index:60}
.drawer[hidden]{display:none}
.drawer__scrim{position:absolute;inset:0;background:rgba(0,0,0,.4)}
.drawer__panel{position:absolute;left:0;top:0;bottom:0;width:80%;max-width:300px;background:#fff;
  overflow-y:auto;animation:slide .2s ease;padding-bottom:30px}
@keyframes slide{from{transform:translateX(-100%)}}
.drawer__top{display:flex;justify-content:space-between;align-items:center;padding:16px;border-bottom:1px solid var(--c-line);font-size:18px;font-weight:800}
.drawer__top button{background:none;border:0;font-size:18px;cursor:pointer}
.drawer__sep{padding:12px 16px 6px;font-size:12px;color:var(--c-ink3);font-weight:700}
.drawer__i{display:block;padding:12px 16px;border-bottom:1px solid var(--c-line2);font-weight:600}
.drawer__i small{display:block;color:var(--c-ink3);font-weight:400;font-size:12px;margin-top:2px}
.drawer__i:hover{background:var(--c-brand-bg)}

/* ── 반응형: 모바일 ───────────────────────────────────────────── */
@media (max-width:880px){
  .main{grid-template-columns:1fr}
  .side{display:none}
  .side.show-mobile{display:flex}
  .ham{display:flex}
  .head-write{display:none}
  .logo__tag{display:none}
  .fab-write{display:flex}
  .head-search{max-width:none}

  /* 목록 → 카드형 전환 */
  .list__head{display:none}
  .list__row{grid-template-columns:1fr;height:auto;gap:4px;padding:12px 14px;align-items:flex-start}
  .list__no{display:none}
  .list__no.notice{display:inline-flex;position:static}
  .list__title{order:1;white-space:normal}
  .list__title a{white-space:normal;line-height:1.45;font-size:15px}
  .list__date,.list__views,.list__likes,.list__writer{display:none}
  .m-meta{display:flex;order:2;gap:10px;align-items:center;color:var(--c-ink3);font-size:12px;flex-wrap:wrap}
  .m-meta .w{color:var(--c-ink2);font-weight:700}
  .m-meta .l{color:var(--c-accent);font-weight:700}
}
@media (max-width:480px){
  :root{--fs:14.5px}
  .head-inner{height:54px;gap:8px}
  .logo{font-size:19px}
  .post__title{font-size:19px}
  .post__body{font-size:15.5px;padding:18px 14px}
  .row2{grid-template-columns:1fr 1fr}
}

/* ── 회원 인증/레벨 ───────────────────────────────────────────── */
.head-auth{font-size:13px;color:var(--c-ink2);white-space:nowrap;display:flex;align-items:center;gap:5px}
.head-auth b{font-weight:700;color:var(--c-ink)}
.head-auth:hover{color:var(--c-brand)}
.lv{display:inline-block;font-size:10.5px;font-weight:800;padding:1px 6px;border-radius:999px;vertical-align:middle;line-height:1.6;white-space:nowrap;border:1px solid transparent}
.lv1{background:#eef0f3;color:#6b7280}
.lv2{background:#eef4ff;color:#2563eb}
.lv3{background:#e7f8f1;color:#0f9d6b}
.lv4{background:#e6fbf6;color:#0d9488}
.lv5{background:#f1edfd;color:#7b5ea7}
.lv6{background:#fff1e6;color:#ea580c}
.lv7{background:linear-gradient(90deg,#fde68a,#fca5a5);color:#92400e;border-color:#f59e0b}
@media (max-width:480px){ .head-auth b{display:none} }

/* ── 계산기 허브 / 도구 ─────────────────────────────────────────── */
.tool-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.tool-card{display:flex;align-items:center;gap:14px;background:var(--c-card);border:1px solid var(--c-line);border-radius:14px;padding:17px 18px;box-shadow:var(--sh);transition:.14s}
.tool-card:hover{border-color:var(--c-brand);box-shadow:0 6px 18px rgba(15,157,107,.12);transform:translateY(-2px);text-decoration:none}
.tool-card__ico{font-size:25px;flex:none;width:50px;height:50px;display:grid;place-items:center;background:var(--c-brand-bg);border-radius:13px}
.tool-card__body{flex:1;min-width:0}
.tool-card__body b{display:block;font-size:15px;color:var(--c-ink);font-weight:800}
.tool-card__body small{display:block;color:var(--c-ink3);font-size:12.5px;line-height:1.5;margin-top:3px}
.tool-card__go{flex:none;color:var(--c-brand);font-weight:800;font-size:13px;white-space:nowrap}
.tool-card__soon{flex:none;background:#eef0f3;color:#8a94a3;font-size:11.5px;font-weight:800;padding:4px 10px;border-radius:999px;white-space:nowrap}
.tool-card.is-soon{opacity:.92}
.calc-cta{padding:16px 18px}.calc-cta b{font-size:15px}.calc-cta p{margin:5px 0 0;color:var(--c-ink3);font-size:13.5px}

/* 계산기 프레임 — 중앙 정렬·통일된 여백 */
.calc{display:flex;flex-direction:column;gap:16px;max-width:600px;margin:0 auto}
.calc .panel{border-radius:14px;overflow:hidden}
.calc .panel__h{padding:14px 20px;background:#fafbfc}
.calc .panel__h b{font-size:14.5px}
.calc__body{padding:20px}
.cfield{display:block;margin-bottom:18px}.cfield:last-of-type{margin-bottom:0}
.cfield>span{display:block;font-size:13px;font-weight:700;color:var(--c-ink2);margin-bottom:8px}
.cfield>span small{font-weight:500;color:var(--c-ink3)}
.cinput{display:flex;align-items:center;border:1.5px solid var(--c-line);border-radius:12px;padding:0 15px;background:#fff;transition:.12s}
.cinput:focus-within{border-color:var(--c-brand);box-shadow:0 0 0 3px rgba(15,157,107,.12)}
.cinput input{flex:1;padding:13px 0;border:0;font-size:17px;font:inherit;font-weight:800;background:transparent;outline:none;min-width:0}
.cinput em{color:var(--c-ink3);font-style:normal;font-weight:700;padding-left:8px;flex:none}
.hint{display:block;margin-top:8px;font-size:12px;color:var(--c-ink3)}
.chips{display:flex;flex-wrap:wrap;gap:7px;margin:11px 0 0}
.chips button{border:1px solid var(--c-line);background:#fff;color:var(--c-ink2);border-radius:999px;padding:7px 14px;font-size:12.5px;font-weight:700;cursor:pointer;transition:.12s}
.chips button:hover{border-color:var(--c-brand);color:var(--c-brand);background:var(--c-brand-bg)}
.seg{display:flex;gap:8px;flex-wrap:wrap}
.seg button{flex:1;min-width:92px;border:1.5px solid var(--c-line);background:#fff;color:var(--c-ink2);border-radius:12px;padding:12px;font-size:13.5px;font-weight:700;cursor:pointer;transition:.12s}
.seg button:hover{border-color:var(--c-brand)}
.seg button.on{border-color:var(--c-brand);background:var(--c-brand-bg);color:var(--c-brand);box-shadow:inset 0 0 0 1px var(--c-brand)}
.calc__go{width:100%;margin-top:8px;padding:14px;font-size:15px;border-radius:12px}
/* 결과 */
.calc__result .panel__h{background:linear-gradient(90deg,var(--c-brand-bg),#fafbfc)}
.big{text-align:center;padding:6px 0 16px}
.big__label{display:block;color:var(--c-ink3);font-size:13px;font-weight:600}
.big__num{display:block;font-size:34px;font-weight:800;color:var(--c-brand);margin:7px 0;letter-spacing:-1px;line-height:1.1}
.big__num em{font-style:normal;font-size:18px;font-weight:700}
.big__sub{display:block;color:var(--c-ink3);font-size:12.5px}
.ctable{width:100%;border-collapse:collapse;margin-top:4px}
.ctable th,.ctable td{padding:12px 2px;border-bottom:1px solid var(--c-line2);font-size:14px}
.ctable th{font-weight:600;color:var(--c-ink2);text-align:left}
.ctable td{text-align:right;font-weight:800;color:var(--c-ink);font-variant-numeric:tabular-nums}
.ctable tr.sum th,.ctable tr.sum td{border-top:2px solid var(--c-line);border-bottom:0;color:var(--c-brand);padding-top:14px}
.tag-est{background:#eef0f3;color:#8a94a3;font-size:11px;font-weight:700;padding:3px 9px;border-radius:999px}
.verdict{margin-bottom:10px}
.verdict__txt{margin:0;font-size:13px;color:var(--c-ink2)}
.cta{margin-top:16px;background:var(--c-brand-bg);border:1px solid #cfeede;border-radius:13px;padding:16px}
.cta__t{margin:0;font-size:14.5px;font-weight:700}.cta__d{margin:5px 0 12px;font-size:13px;color:var(--c-ink2)}
.cta__btns{display:flex;gap:8px;flex-wrap:wrap}
.cta__btns .btn{flex:1;min-width:150px;justify-content:center;text-align:center}
/* 설명 */
.calc__note .note h2{font-size:16px;margin:0 0 10px}
.calc__note .note p{font-size:13.5px;color:var(--c-ink2);margin:0 0 10px;line-height:1.7}
.calc__note .note ul{margin:0 0 10px;padding-left:20px}
.calc__note .note li{font-size:13.5px;color:var(--c-ink2);margin:5px 0}
.calc__note .note .disc{color:var(--c-ink3);font-size:12.5px;background:#f8f9fb;border-radius:10px;padding:12px 14px;margin-top:4px}
@media(max-width:560px){.tool-grid{grid-template-columns:1fr}.calc__body{padding:16px}.big__num{font-size:28px}}